We met with the mortgage lender yesterday and WE’RE PREAPPROVED! Since we want to keep the payments around $700-800/month, she approved us for $80,000-85,000 – but they’ll approve you for payments up to 31% of your monthly income and we’re at 17%, so I think we can go a bit higher if need be. I feel like I can breathe for the first time in a week.
So N and I went house hunting today. We went to 6 open houses in a neighborhood near ours and man, I can’t believe the difference in the houses! Two were pretty damned awful. Weird layouts, not a lot of space – lots of small rooms carved into spaces that would be better served with a few larger rooms. We each hit our heads at least once. The first house was cute – a nice basement, small kitchen but nice living room, good sized yard and bedrooms – and in our price range. The second house took our breath away. 3 bedrooms, 1 bath (with a great tub!!!!), lots of closets, hard wood floors and a marble entry way, a gorgeous fireplace, lots of light, a big basement, deck, and yard – and a garage that will fit 4 cars!!!! We are totally in love. The little old couple that owns the house has to sell right away – I guess they moved in, lived there a little while, went on vacation, and when they got back he had a heart attack and just couldn’t handle going up and down the stairs all day. They were just lovely to talk to – v. enthusiastic about the house. It’s a little out of our price range ($15,000 more) but if we can budge up and make an offer right away, it just might happen. We went to four houses after that and NONE came close. *sigh* I’m in love….
In other news, I’ve decided I’m going to stop apologizing for my feelings and justifying other people’s actions. It’s just too exhausting and not fair to me. I have to be honest to myself, even when it’s hard to say the things that are true.
Eva and I had a nice day yesterday. We went shopping – spent too much money on card stuff – and had lunch. She got a new teakettle that matches her dishes and found the dress she’s going to wear for the wedding. I won’t lie and say that wasn’t hard for me – but her dress is lovely and I think she’ll be beautiful. N, Joe, and I went to dinner, then Eva and I made cards til late. I’ll have to scan some of the things I made – they’re pretty incredible if I do say so myself. 🙂
And now, the Friday Five: 100% controversy free and terribly timely, if I do say so myself:
1. How many houses/apartments have you lived in throughout your life?
As far as I know… 5 houses, 3 apartments, and 2 dorm rooms.
2. Which was your favorite and why?
I really loved the house on Pepper Drive, but that’s just because I spent most of my childhood there. Each place has been meaningful in its own way. I suppose it would be easiest to pick my least favorite – which would be the house in Marshfield, only because I don’t remember it. I think I was barely a year old when we moved.
3. Do you find moving house more exciting or stressful? Why?
Both. It’s exciting to be in a new space – but moving is such a freaking pain!!!
4. What’s more important, location or price?
I really feel like you should be satisfied with both or the move isn’t worthwhile.
5. What features does your dream house have (pool, spa bath, big yard, etc.)?
Oh, this list is so timely. Nate and I were talking about this last night. My realistic dream house will have all of the following:
bathroom with a big tub
lots of windows
a room that can be mine alone
a well-appointed kitchen
built in bookshelves?
nice backyard with room for a garden
Side note: the house has all of the above, except the attached garage. Well, there’s an attached garage, but it’s been converted.